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Plastiq is an intermediary payments platform that transforms a credit card payment into an invoice payment so that people can use credit cards anywhere, anytime. More specifically, Plastiq charges a flat 2.85% fee before the transaction for the customer to convert a credit card payment to an ACH, check, or wire transaction. Plastiq allows customers to use any card in places where they normally wouldn’t be accepted, while still retaining access to the convenience, rewards, and cash flow offered by their existing credit card.

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